Finances & Legal

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Finances & Legal

Clear Books

Clear Books provides award-winning cloud software to thousands of accountants, SMEs and sole traders around the UK. Their mission is to champion the small businesses by creating a software platform to help them save time, be more efficient and achieve their goals. All of Clear Books' apps, which include accounting, HR and payroll, are easy-to-use, intuitive, and are constantly evolving and developing based on customer feedback. 

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New Creative Toolkit added to Better Business Finance

The banking industry has worked with Creative England and the Creative Industries Council to prepare the new creative sector toolkit which details the funding options available to creative firms from banks, angel investors and other specialist players.

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Accountant Directory

Accountant Directory is a new platform to find a qualified professional for financial and business matters. 

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Media, Arts & the ‘Application of Average’ trap

by La Playa on May 27th, 2014

So the worst has happened and you need to make an insurance claim. The good news is that the incident is covered under your policy. And the bad news? Well, insurers have advised that your policy is not going to pay out the full amount of your loss even after the policy excess has been deducted. How can this be? Read on to find out how to avoid being hit by the application of ‘Average’ clauses.

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Understanding your Contract Clauses

1. The Subrogation Waiver Clause

Some contract terms require that you or indeed your insurer waive their rights of subrogation against the other party to the contract – known as a ‘Subrogation Waiver’ clause.

If a claim arises due to the fault of the other party, and it is brought against you rather than them, then you cannot pass that claim onto them. This is because you’ve agreed to waive your rights of subrogation against them.

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Guest Blog: Chris Measures, Managing Your Finances - Why You Can't Be Too Creative

Chris Measures explores the financial side of running your own business 

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What is a contract?

Get the low down on what a contract should look like and include!

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Some different types of contract

Stuck with what kind of contract to use? Look no further, we have put together a list of contract types to help you!

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